What are reward points, and how can I use them?

Reward points can be used to purchase rewards from your favorite stores and restaurants in the rewards marketplace. You automatically earn rewards points every time you make a purchase on your Local First card at stores and restaurants that participate in the program. For applicable merchants, you will earn up to 1 reward point per dollar spent. You will be notified if the merchant accepts your card for payment but can’t offer reward points or charitable donations.

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