Why do I have to provide my bank account information?

Linking your bank account to your Local First card allows you to make purchases on the Local First card. By providing your routing number and account number, we are able to replenish used funds on your Local First Card via ACH debits to your bank account.  This will help keep your card at its “target” balance, allowing for continued purchasing power. Obsidian will also initially confirm the accuracy of the account information provided through two micro ACH transactions.  This will help ensure that your Local First card will work when you use it. As a security measure, your account information is encrypted in our databases and can only be decrypted by our software. Support staff cannot see this information and cannot change it for you.

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